Are you a homeowner who is looking to refinance in Brampton or renew a mortgage in Brampton? Whatever your mortgage needs are, if you live in Brampton or the GTA one of our mortgage agents will be happy to meet with you at your convenience. You can feel at ease knowing that whatever your situation is our mortgage broker will always offer the advice that is in your best interest.

An independent mortgage broker will benefit you by getting you the best mortgage deals available in Brampton and Canada. We act on your behalf, not the bank, and as such, we are not obligated to one specific lender with the products that we can offer you. We explore all of the mortgage products from each of the 50 lending institutions in Canada in order to get our clients the best rates available.

Many people try to shop around their own mortgage in Brampton, unaware of how much time and effort is involved in this endeavour. Furthermore, homeowners forget that every time you go to a different bank they will do a credit check on you so they can give you a quote. The problem is if you allow too many inquiries on your credit bureau, it will negatively affect your credit score. This is one of the biggest advantages of using a mortgage broker, they only do one credit check and then submit that one to each lender they use. This process eliminates the need for multiple credit inquiries and saves your credit score.

Some people are intimidated by the mortgage process in Canada especially because of the downturn in the economy. Using a mortgage broker takes the stress and anxiety away from your experience, an agent will walk you through the process and make it as easy as possible for you. The best thing about a mortgage broker in Canada is that you don’t have to pay them! That’s right, mortgage brokers are paid by the lenders for bringing them your business. This allows you to benefit from the knowledge and experience of a mortgage broker and it doesn’t cost you a penny! This is a win-win situation for the banks as they reduce their expenses, as an alternative to hiring full time staff they draw on mortgage brokers to bring in business. 

It’s important to know every mortgage broker works in a different way. Some specialize in specific areas while others are more diverse. For instance, some brokers are only interested in the straightforward easy to handle mortgages, while others enjoy the challenge of getting financing for a more difficult situation, some exclusively handle commercial mortgages while others only handle residential. It is important that you are comfortable with the mortgage broker you choose so make sure you ask questions so that you’re positive that your broker will work aggressively to find you the best mortgage deal in Brampton.

What is the difference between a bank representative in the bank and an independent mortgage broker? Although there are similarities, there are also vast differences. Both a bank representative and a mortgage broker can get you the best rate that their bank offers. Unlike a bank representative a mortgage broker is not an employee of that bank(they are paid a finder’s fee by the bank not a salary) and are under no obligation to keep you with that bank if another bank has a better deal for you. A bank representative is bound by the bank regarding the products they can offer you, an independant mortgage agent on the other hand has a much larger range of products to choose from and their focus is to satisfy their clients.

Quick mortgage approvals.ca provides our clients with unsurpassed customer service. We offer expediency, by meeting you where you would like at a time that is convenient for you rather than making you drive to our office, during our hours. Many clients find that one of the benefits of using us as your broker is that you are not bound by bank hours. However, the greatest benefit is that we will find you the best mortgage product available for your situation at the lowest interest rate. In addition, unless you require a private mortgage there is absolutely no charge for this service. Whether your situation is straightforward or difficult, we work assertively to find you the best solution. We have received hundreds of compliments from many of our satisfied customers.